Auto Lease Calculator

Calculate monthly car lease payments including depreciation, finance charges, and sales tax.

Monthly Lease Payment
Total Lease Cost
Depreciation Fee
Finance Fee
Sales Tax
Effective APR

How Auto Lease Payments Work

A car lease payment consists of two main parts: the depreciation fee (difference between the vehicle price and residual value divided by the lease term) and the finance fee (calculated using the money factor multiplied by the sum of the vehicle price and residual value). The money factor can be converted to an APR by multiplying by 2,400. Sales tax is typically applied to the monthly payment.

About this Calculator

The Auto Lease Calculator is a free, easy-to-use tool for car, lease, monthly. Simply enter your values and get instant, accurate results — no signup, no ads, no tracking. All calculations run locally in your browser, so your data stays completely private.

Privacy Note: All calculations are performed locally in your browser. No data is ever sent to a server or third party.