Budget Calculator

Plan your monthly budget by category and track income vs expenses.

Monthly Income ($)

Housing ($)

Food ($)

Transportation ($)

Utilities ($)

Healthcare ($)

Entertainment ($)

Savings ($)

Other ($)

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Remaining Balance

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Savings Rate

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Total Expenses

Budget Planning Tips

A healthy budget typically follows the 50/30/20 rule: 50% for needs (housing, food, utilities), 30% for wants (entertainment, dining out), and 20% for savings and debt repayment. Track your actual spending and compare it with your budget to identify areas for improvement. Building an emergency fund of 3-6 months of expenses should be a top priority.

About this Calculator

The Budget Calculator is a free, easy-to-use tool for planner, expenses, income. Simply enter your values and get instant, accurate results — no signup, no ads, no tracking. All calculations run locally in your browser, so your data stays completely private.

Privacy Note: All calculations are performed locally in your browser. No data is ever sent to a server or third party.