IRR & NPV Calculator

Calculate Internal Rate of Return and Net Present Value for a series of cash flows.

Year 0
Year 1
Year 2
Year 3
Year 4
Net Present Value (NPV)
Internal Rate of Return (IRR)
Payback Period
Profitability Index

How IRR & NPV Work

NPV (Net Present Value) = Sum of all cash flows discounted back to present value minus the initial investment. If NPV > 0, the investment is profitable. IRR (Internal Rate of Return) is the discount rate that makes NPV = 0 — essentially the expected annual return. Payback Period shows how long it takes to recover the initial investment. Profitability Index = PV of future cash flows / Initial Investment; PI > 1 means the project creates value.

About this Calculator

The IRR & NPV Calculator is a free, easy-to-use tool for internal rate, net present, cash flow. Simply enter your values and get instant, accurate results — no signup, no ads, no tracking. All calculations run locally in your browser, so your data stays completely private.

Privacy Note: All calculations are performed locally in your browser. No data is ever sent to a server or third party.