Mortgage Calculator
Calculate your monthly mortgage payment, see total interest costs, and view a complete amortization schedule. Includes property tax, home insurance, and PMI estimates.
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Monthly Payment
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Total of Payments
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Total Interest
Loan Details
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$
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Taxes, Insurance & PMI
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$
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Only applies if down payment < 20%
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Payment Breakdown
Principal & Interest
Tax & Insurance
PMI + HOA
Principal & Interest
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Property Tax
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Home Insurance
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PMI
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HOA
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Down Payment
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Loan Amount
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Total Interest
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Amortization Schedule
About this Calculator
A mortgage calculator helps you estimate your monthly home loan payments based on the loan amount, interest rate, and loan term. It also factors in property taxes, home insurance, and PMI (Private Mortgage Insurance) to give you a realistic picture of your total housing costs. Use it to compare different loan scenarios, see how extra payments affect your payoff timeline, and determine how much house you can truly afford.
Privacy Note: All calculations are performed locally in your browser. No data is ever sent to a server or third party.