Mutual Fund Calculator

Calculate mutual fund returns including expense ratio impact and dividend reinvestment.

Future Value
Total Invested
Total Return
Total Expense Cost
With Expense
Without Expense

How Mutual Fund Returns Work

Mutual fund returns come from capital appreciation and dividend distributions. The expense ratio is the annual fee charged by the fund and directly reduces your returns. Even a small difference in expense ratio can significantly impact long-term results due to the compounding effect. This calculator shows your returns both with and without the expense ratio to illustrate the impact of fees over time.

About this Calculator

The Mutual Fund Calculator is a free, easy-to-use tool for fund, expense ratio, returns. Simply enter your values and get instant, accurate results — no signup, no ads, no tracking. All calculations run locally in your browser, so your data stays completely private.

Privacy Note: All calculations are performed locally in your browser. No data is ever sent to a server or third party.