Financial Guide

Tip Calculator Guide: How to Calculate & Split Tips

Tipping can feel awkward — how much is enough? Should you tip before or after tax? How do you split the bill when one friend ordered the steak and the other a salad? This guide walks through the math so you'll never second-guess the bill again.

The Tip Formula

Tip = Bill × Tip%   |   Total = Bill + Tip
  • Bill — the pre-tip amount (subtotal or total)
  • Tip% — percentage you choose to tip (as a decimal)

Most people tip on the pre-tax subtotal, but tipping on the total is also common.

Example: on a $48 bill with 18% tip, the tip is 48 × 0.18 = $8.64, bringing the total to $56.64.

Standard Tip Percentages

💡 Good to know

The 10% "shift the decimal" trick: take 10% of the bill (just move the decimal), then double it for 20% or halve the 10% for 5%.

Splitting the Bill Fairly

The simplest split divides the total evenly — fine if everyone ordered similar items. For fairness, each person's share should be their own items plus their portion of tip and tax. The calculator can split the total evenly across N people, or let you compute per-person totals.

Put It Into Practice

Enter the bill, choose a tip percentage, and optionally split among any number of people.

Try the Tip Calculator

With bill-splitting and quick-percentage buttons.

🍽 Open Tip Calculator →